Our Services
As fiduciaries, we are firmly committed to acting in your best interest. We offer investment management and financial planning for individuals and retirement plans for small businesses. We view ourselves as a partner in your financial life and will always put your interests ahead of our own when making decisions or recommendations.
For Individuals
Investment Management
We work with clients who are in various stages of their lives and careers. Whether you are still in your working years, nearing retirement, or in retirement, our experienced advisors will build a portfolio that aligns with your goals.
We manage our clients’ portfolios as we would want our own money managed. We believe in broad asset class, and sector diversification. We are also firm believers in actively managed portfolios. Throughout the year, we monitor client portfolios and make rebalancing decisions and asset allocation changes when market opportunities present themselves.
Financial Planning
Many investors often wonder if they are on the right path for retirement or other financial goals. Or, if they are retired, they want to ensure their money will outlive them. Patina Wealth leverages cutting-edge planning software to help answer these questions and visualize your financial future.
By understanding your current financial situation, including spending and saving habits, current investment accounts, and projected or current social security income, we can create a comprehensive financial picture. Once the data has been entered, our sophisticated planning software provides personalized analysis and recommendations to help achieve your goals. Life is unpredictable, and your financial situation is constantly evolving. Because of this, we recommend revisiting your financial plan annually to ensure it aligns with your changing needs and goals
For Business Owners
If you are a small to mid-sized business, Patina Wealth can help with your retirement plan needs. We can handle all facets of your plan including plan structuring, investment selection and, through our partners, plan administration. As a fiduciary, we can recommend portfolios that strictly benefit you and your employees. Patina Wealth never receives any “kickbacks” or commissions from the investments we recommend.
Retirement Plans
Patina Wealth can help you navigate the complexities of retirement plan selection. By considering factors like your company size, employee needs and tax implications, we’ll recommend the optimal plan to maximize retirement savings and employee retention. 401(k) plans, Simple IRAs and SEP IRAs all have very different characteristics, and we can help navigate the decision process.
Our Process
We view ourselves as a partner in your financial journey. By listening to our clients’ long-term financial goals, we can implement a plan that helps them achieve this goal.
I.
Discovery Meeting
We offer a complimentary investment consultation to all potential clients. This is a wonderful opportunity for us to learn more about your goals. We also use this time to talk in more detail about our investment philosophy, approach to client service, and to see if we may be a good partner for you.
II.
Creation and Strategy
We love hearing about our client’s dreams and are passionate about helping them achieve their financial goals. We'll listen to your story, create a tailored plan, and work together to bring it to life, ensuring you’re comfortable with every step of the process.
III.
Implementation
After working with each individual client to determine financial goals and risk tolerance, we will begin to implement a personalized plan. Throughout the year, it is our job to monitor client portfolios and to make adjustments when necessary. We recognize that markets can be volatile, and will make rebalancing decisions when market opportunities present themselves.
Continued Support and Communication
We’re committed to building strong, lifelong relationships with our clients. Working with us, you will feel supported and connected. We encourage our clients to ask questions so they can feel comfortable with how their portfolios are being managed. In addition to sending quarterly market commentary, we proactively reach out to clients to schedule update meetings via in-person, over the telephone, or video calls.
Our Technology
We leverage advanced technology partners to provide our clients with valuable insights. MoneyGuidePro helps us create customized retirement plans, while Advyzon offers a user-friendly platform to monitor portfolio performance and asset allocation.
